People pay insurance premiums because they expect insurance companies to compensate them if they are ever injured. Along the way, insurance companies get to make a living and injured people get to enjoy the peace of mind that they are financially protected against calamity.
That's how it is supposed to be, anyway. At Kirkpatrick Law Offices P.C., in Swansea, Illinois, we hear one complaint more than any other: "The insurance company won't pay my claim."
That is why we make it out business to hold insurance companies accountable to the people who pay their premiums, and the victims who are injured in negligence accidents. For more information about how we can help you in the Metro East and Belleville areas, contact us online or at 618-207-4689 or 877-643-9060 toll free.
Belleville Insurance Claims Attorney
Insurance companies get away with not paying insurance benefits for a simple reason: because they can. Many injured people fail to fight back when their claims are denied, or become convinced that the insurer's lowest offer is the best offer possible.
"People think, 'I paid premiums all these years; I should be covered.' They don't expect a fight. But when the insurance company's money is involved, most times, there is." — Attorney Eric Kirkpatrick
Either way, the amounts may be too little to cover the injured person's medical costs, lost wages and other damages. And every time the insurance company avoids paying a claim, it enhances its bottom line.
By hiring our skilled Metro East attorneys, you stand to gain on two fronts:
- Insurers are more likely to settle for a higher amount of money when they know you have legal representation.
- You are more likely to get the appropriate compensation in negotiations or in court because an attorney can back up your claims with medical evidence and insurance documentation. With the help of medical, occupational and vocational experts, we can help you to establish the full extent of your injuries and whether they apply under the insurance policy in question.
Representation When the Other Guy Has no Insurance, or Not Enough of It
Many car insurance disputes are caused because of changes in insurance law. In Illinois, the state minimum for auto insurance coverage is now only $20,000 per person. Yet the medical bills for even a moderately serious car accident can exceed that amount within a day.
Given this low minimum coverage threshold, parties who are injured by so-called "underinsured motorists" often find themselves in the same terrible financial position as those who are injured by uninsured motorists. Injured parties' choices are either paying their medical bills out-of-pocket, or pursuing car insurance claims from their own insurers.
Insurance companies don't like to pay these claims, so they will often tie them up in delays, rejections or counter-claims arguing that the other driver's insurer should pay.
Often, the injured people who most need help must also file a lawsuit to even hope to get the compensation they need.
Insurance Companies Making You Mad? Fight Back by Calling Kirkpatrick Law Offices P.C.
You might think it is expensive to hire a lawyer, but when insurance money is at stake, it is arguably much more expensive to seek compensation on your own. We have the knowledge and experience to hold insurers accountable on paying valid claims.
For a free consultation, call us at 618-207-4689 or 877-643-9060 toll free. You may also reach us online.
